Smart Payment Solution is an Electronic Bill Presentment and Payment (EBPP) solution allowing customers to receive and pay bills (including traffic fines) through multiple payment channels (Mobile, Portal, Bank, ATM, Kiosk, etc.) The solution focuses on revenue assurance and customer relationship management to enhance revenue and customer experience. The core objective of the solution is to transition municipality’s customers and the municipality as an entity to adopt digital or e-services resulting on the reduction of expenses associated with bill management, collection, processing, printing and distribution.